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January 18th, 2007
01:02 am
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Date:January 18th, 2007 03:25 pm (UTC)
Well put--well put; especially the part in regards to insurance unavailability (or availability only at exhorbitant rates) really screwing over the Small Guy. (Seriously, health insurance is probably the biggest expense for small businesses and contractors who aren't going through a company; it's actually been estimated by multiple sources that if we went to a national healthcare plan (a la the NHS or the Canadian systems, where you have primary public care and the option to use private insurance if you like) it'd actually be *CHEAPER* for businesses--even counting the additional taxes that'd be required--than paying for healthcare through the insurance setups now.)

Then again, there are times I think that the way things are set up (re business law) is pretty much designed to screw the small business owner in favour of meganationals and Wal-Mart big-boxes. :P (Seriously, I've been looking into what would be required to start an in-home business making moccasins, because leather-sellers give discounts on material to be used in crafts you sell...it's something I like to do. For me to obtain a business license in my county, not only do I have to get the federal and state EINs first, but I have to have a home inspection to make sure my "workplace" is up to OSHA spec (uh, it's *needles* and *knives* and a shitload of leather, folks) and formally declare my home a place of business or I have to buy a storefront--not a whole lot of provision for someone who was planning on, oh, occasionally ordering elkskin or buckskin and making custom-fit mocs and moc boots for people along with other occasional arts, LOL. I may have to do further research to see if there IS such a thing as a variance in my own case or what all would be involved. Elsewise, I get to suck up and pay 15% more per leather purchase because I get to pay the normal folks' rate rather than the business/warehouse rate, and that would drive my costs up (as I would intend to charge for leather + labour).)

I'm just REALLY thankful that hubby is presently employed and has a decent healthcare plan; part of me is afraid of what would happen if he lost his healthcare.
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Date:January 19th, 2007 05:05 am (UTC)
> part of me is afraid of what would happen if he lost his healthcare.

I hear you there. One of the lines that got yanked from my rant (it was a good line, but I edited the paragraphs around it and all of a sudden it obstructed the essay flow) was something to the effect of: "Fear is no basis for a health care system."
Date:January 20th, 2007 06:11 am (UTC)
Re: the business license: you may be able to apply for a variance.
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